Questions and Answers

1. What is debt management?

A debt managment plan is organising a single monthly payment to all of your unsecured creditors... (more..)

2. Can I organise my own debt management plan?

It is possible to organise your own debt management plan. However... (more..)

3. What fees do you charge?

Most reputable debt managment company charge 15% of your fee (more..)

4. What happens if my earnings increase/decrease?

If your earnings decrease, you should negotiate a lower monthly payment. (more..)

5. Will interest and charges be frozen?

In most cases we can have most interest and charges reduced or frozen. (more..)

6. Can I apply for more credit whilst in a debt managment plan?

It is possible to apply for credit whilst in a debt management plan. However... (more..)

7. How will being in a debt management plan affect my credit rating?

The sooner you start making regular payments to your creditors, the quicker your rating will improve. (more..)

8. Will anyone find out that I was asking for help?

Why should anyone find out? We offer a totally confidential service. (more..)